html, body {
	background-color: #E4E1DD;
	background-image:url(images/bg.gif);
	background-position:center;
	background-repeat:repeat-y;
	margin: 0px;
	left: 0px;
	top: 0px;
	right: 0px;
	bottom: 0px;
	text-align: center;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 12px;
	height: 100%;
}

a {
color:#000000;
text-decoration:underline;
}

#wrapper { 
margin: 0 auto;
background-color: #FFFFFF;
text-align: left;
width: 980px;
height: 100%;
}

#header {
 width: 980px;
 float: left;
 height: 10px;
 margin: 0px 0px 0px 0px;
 background: #000000;
}

#leftcolumn {
margin: 0px 0px 0px 0px;
background-color: #000000;
text-align: left;
width: 240px;
height: 100%;
float: left;
}

#content { 
 float: left;
 color: #000000;
 background: #FFFFFF;
 margin: 0px 0px 0px 0px;
 padding: 10px;
 width: 470px;
 display: inline;
 text-align:justify;
}

#rightcolumn { 
 float: right;
 text-align: left;
 margin: 115px 0px 0px 0px;
 padding-top: 10px;
 padding-left: 10px;
 width: 240px;
 height: 100%;
 float: left;
}

#footer { 
 width: 980px;
 clear: both;
 background: #000000;
 margin: 0px 0px 0px 0px;
}

.title {
	background-color: #FFFFFF;
	font-family: Verdana, Geneva, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	text-decoration: none;
	text-align: left;
}